personal finance chapter 1 quiz answers

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The process of planning your spending financing investinf so as to optomize your financial situation, Plan that specifies your financial goals and describes the spending financing and investing plans that are intended to achieve those goals, What you give up as a result of a decision, 1- make own financial decisions2-all spending has opp cost3-judge advice of fin advisors4-become fin advisor, The process of forecasting future expenses and savings, Access to funds to cover any short term cash deficiencies, Decisions regarding how much money to retain in a liquid form and how to allocate the funds among short term investment intruments, Decisions regarding how much credit to obtain to support your spending and which sources of credit to use, No access to money to cover cash needs; have assets to cover cash needs but $ not accessable, Investing money to incur a return + easy access to needed cash, Determine types and amt of insurance needed to protect assets, Uncertainty surrounding the potential return on an investment. b. penalties. 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